.merchant-apply-page{background:radial-gradient(circle at 8% 0,#00764f0f,#0000 28%),#f6faf8;min-height:auto;padding:30px 0 56px}.merchant-apply-page .shell{width:min(100% - 48px,1200px);max-width:1200px}.breadcrumb{color:var(--muted);align-items:center;gap:8px;margin-bottom:22px;font-size:13px;display:flex}.breadcrumb a{color:var(--brand);transition:color .18s}.breadcrumb a:hover{color:var(--brand-dark)}.merchant-apply-hero{background:var(--surface);border:1px solid #00764f17;border-radius:18px;grid-template-columns:minmax(0,40%) minmax(0,60%);min-height:430px;margin-bottom:64px;display:grid;overflow:hidden;box-shadow:0 18px 42px #0a315914}.hero-visual{background:linear-gradient(145deg,#00764f21,#edf8f3c7),#f8fcfa;min-width:0;padding:28px;display:flex}.hero-brand-area{min-height:374px;color:var(--ink);background:radial-gradient(circle at 22% 18%,#ffffffbd 0 18%,#0000 34%),linear-gradient(142deg,#fff 0%,#e8f7f1 48%,#cce9de 100%);border:1px solid #ffffffbd;border-radius:16px;flex-direction:column;flex:1;justify-content:space-between;padding:34px;display:flex;position:relative;overflow:hidden;box-shadow:inset 0 1px #ffffffd9}.hero-brand-area:before{content:"";background:#00764f17;border-radius:50%;width:210px;height:210px;position:absolute;bottom:-52px;right:-44px}.hero-brand-title{color:var(--brand-dark);letter-spacing:1px;margin:0 0 8px;font-size:clamp(42px,4.1vw,58px);font-weight:850;line-height:1.02;position:relative}.hero-brand-subtitle{width:fit-content;color:var(--brand);background:#00764f1a;border-radius:999px;align-items:center;padding:7px 12px;font-size:14px;font-weight:750;display:inline-flex;position:relative}.hero-illustration{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;max-width:300px;display:grid;position:relative}.illustration-element{min-height:76px;color:var(--brand);background:#ffffffb8;border:1px solid #00764f1a;border-radius:14px;justify-content:center;align-items:center;font-size:28px;display:flex;box-shadow:0 10px 20px #0a31590d}.illustration-element.check{min-height:96px;color:var(--brand-dark);background:linear-gradient(135deg,#ffc45733,#ffffffc7),#fff;grid-column:1/-1;font-size:42px;font-weight:850}.hero-content{background:linear-gradient(135deg, #fff 0%, #f8fcfa 100%), var(--surface);flex-direction:column;justify-content:center;gap:22px;min-width:0;padding:48px 58px;display:flex}.hero-tag{background:var(--orange-soft);width:fit-content;color:var(--orange);border-radius:999px;align-items:center;padding:5px 12px;font-size:12px;font-weight:750;line-height:1.3;display:inline-flex}.hero-title{max-width:640px;color:var(--brand-dark);letter-spacing:-.4px;margin:0;font-size:clamp(30px,3vw,42px);font-weight:850;line-height:1.18}.hero-features{gap:14px;margin:2px 0 0;display:grid}.feature-item{color:#243244;align-items:flex-start;gap:12px;font-size:16px;line-height:1.65;display:flex}.feature-icon{background:var(--brand);color:#fff;border-radius:50%;flex:none;justify-content:center;align-items:center;width:22px;height:22px;margin-top:2px;font-size:12px;font-weight:850;display:inline-flex}.hero-actions{flex-wrap:wrap;align-items:center;gap:14px 20px;margin-top:4px;display:flex}.hero-apply-button{background:var(--brand);color:#fff;cursor:pointer;border:0;border-radius:8px;justify-content:center;align-items:center;width:180px;min-height:48px;padding:12px 24px;font-size:15px;font-weight:750;transition:background .18s,box-shadow .18s,transform .18s;display:inline-flex;box-shadow:0 10px 20px #00764f2e}.hero-apply-button:hover{background:var(--brand-dark);transform:translateY(-1px);box-shadow:0 14px 24px #00764f38}.hero-apply-button:active{transform:translateY(0)}.hero-apply-button:disabled{cursor:not-allowed;opacity:.62;transform:none}.consult-link{color:var(--muted);font-size:14px}.consult-link a{color:var(--brand);text-underline-offset:3px;font-weight:750;text-decoration:underline;transition:color .18s}.consult-link a:hover{color:var(--brand-dark)}.apply-form{background:#fff;border:1px solid #00764f21;border-radius:12px;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:4px;padding:22px;display:grid;box-shadow:0 8px 22px #0a31590f}.form-group{flex-direction:column;gap:6px;display:flex}:is(.form-group:has(textarea),.form-actions){grid-column:1/-1}.form-group label{color:var(--ink);font-size:13px;font-weight:650}.form-group input,.form-group select,.form-group textarea{background:var(--surface);min-height:40px;color:var(--text);border:1px solid #d1e7dd;border-radius:6px;padding:10px 14px;font-size:14px;transition:border-color .18s,box-shadow .18s}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 3px #00764f1a}.form-group textarea{resize:vertical;min-height:74px;font-family:inherit}.form-actions{flex-wrap:wrap;gap:12px;margin-top:4px;display:flex}.cancel-button{background:var(--surface);min-height:48px;color:var(--text);cursor:pointer;border:1px solid #d1e7dd;border-radius:8px;padding:12px 28px;font-size:15px;font-weight:650;transition:background .18s,border-color .18s,color .18s}.cancel-button:hover{border-color:var(--brand);background:var(--brand-soft);color:var(--brand)}.merchant-benefits-section,.merchant-process-section{margin-bottom:68px}.merchant-process-section{margin-bottom:24px}.section-title{color:var(--brand-dark);text-align:center;letter-spacing:.2px;margin:0 0 24px;font-size:28px;font-weight:850;line-height:1.25}.benefits-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;display:grid}.benefit-card{text-align:center;background:#fff;border:1px solid #0a315917;border-radius:12px;flex-direction:column;justify-content:center;align-items:center;gap:12px;min-height:188px;padding:26px 22px;transition:border-color .18s,box-shadow .18s,transform .18s;display:flex;box-shadow:0 8px 18px #0a31590d}.benefit-card:hover{border-color:#00764f3d;transform:translateY(-2px);box-shadow:0 12px 24px #0a315912}.benefit-icon{background:var(--brand-soft);width:56px;height:56px;color:var(--brand);border-radius:50%;justify-content:center;align-items:center;font-size:26px;display:flex}.benefit-card h3{color:var(--brand-dark);margin:0;font-size:16px;font-weight:750}.benefit-card p{max-width:210px;color:var(--text);margin:0;font-size:13px;line-height:1.65}.process-steps{grid-template-columns:minmax(0,1fr) 28px minmax(0,1fr) 28px minmax(0,1fr) 28px minmax(0,1fr);align-items:stretch;gap:14px;display:grid}.process-step{text-align:center;background:#fff;border:1px solid #0a315917;border-radius:12px;flex-direction:column;justify-content:center;align-items:center;gap:12px;min-height:170px;padding:24px 18px;transition:border-color .18s,box-shadow .18s,transform .18s;display:flex;box-shadow:0 8px 18px #0a31590d}.process-step:hover{border-color:#00764f3d;transform:translateY(-2px);box-shadow:0 12px 24px #0a315912}.process-arrow{color:var(--brand);justify-content:center;align-items:center;font-size:24px;font-weight:750;display:flex}.step-number{background:var(--brand);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:44px;height:44px;font-size:20px;font-weight:850;display:flex;box-shadow:0 8px 16px #00764f2e}.process-step h3{color:var(--brand-dark);margin:0;font-size:16px;font-weight:750}.process-step p{max-width:190px;color:var(--text);margin:0;font-size:13px;line-height:1.65}@media (max-width:1080px){.merchant-apply-page .shell{width:min(100% - 40px,1200px)}.merchant-apply-hero{min-height:400px}.hero-visual{padding:22px}.hero-brand-area{padding:28px}.hero-content{padding:42px 38px}.hero-title{font-size:32px}.benefits-grid{gap:14px}.benefit-card{padding:24px 16px}.process-steps{grid-template-columns:minmax(0,1fr) 22px minmax(0,1fr) 22px minmax(0,1fr) 22px minmax(0,1fr);gap:10px}.process-step{padding:22px 14px}}@media (max-width:820px){.merchant-apply-page{padding:22px 0 44px}.merchant-apply-page .shell{width:min(100% - 28px,1200px)}.breadcrumb{margin-bottom:16px}.merchant-apply-hero{grid-template-columns:1fr;min-height:0;margin-bottom:56px}.hero-brand-area{min-height:280px}.hero-content{padding:34px 28px}.hero-title{font-size:28px}.benefits-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.process-steps{grid-template-columns:1fr;gap:12px}.process-arrow{justify-self:center;width:22px;height:22px;min-height:22px;font-size:20px;transform:rotate(90deg)}}@media (max-width:560px){.merchant-apply-page .shell{width:min(100% - 20px,1200px)}.merchant-apply-hero{border-radius:14px}.hero-visual{padding:14px}.hero-brand-area{min-height:244px;padding:24px}.hero-brand-title{font-size:38px}.hero-illustration{gap:8px}.illustration-element{min-height:58px;font-size:22px}.illustration-element.check{min-height:72px;font-size:34px}.hero-content{gap:18px;padding:28px 20px}.hero-title{font-size:24px}.feature-item{font-size:14px}.hero-actions,.form-actions{flex-direction:column;align-items:stretch}.hero-apply-button,.cancel-button{width:100%}.apply-form{grid-template-columns:1fr;padding:18px}.benefits-grid{grid-template-columns:1fr}.merchant-benefits-section,.merchant-process-section{margin-bottom:56px}.merchant-process-section{margin-bottom:10px}.section-title{font-size:24px}}@media (prefers-reduced-motion:reduce){.hero-apply-button,.benefit-card,.process-step,.cancel-button{transition:none}}